If you do not have a credit score of 580 or above and an annual income that is at least four times the loan amount, please have your co-applicant apply as the main borrower. Then you will be added on as the co-applicant. To get started and explore your loan options, click the link below.
Coach Financing USA offers a reliable pathway to secure financial support for your education. To qualify, you’ll need a credit score of 580 or above and an annual income at least four times the loan amount you’re requesting (e.g., $32,000 for an $8,000 loan).
Coach Financing recommends starting with a smaller loan request, such as $2,000, to explore your available options. If you qualify for more than you request, you will receive all of the offers available to you up to the highest loan amount. They offer two options:
LENDING WITH A CO-APPLICANT
FOR U.S. RESIDENTS
Considers applicants with credit scores as low as 515 and has a large pool of potential lenders. To learn more click the link below!
LENDING WITHOUT A CO-APPLICANT
If you do not have a credit score of 580 or above and an annual income that is at least four times the loan amount, please have your co-applicant apply as the main borrower. Then you will be added on as the co-applicant. To get started and explore your loan options, reach out to us directly using the link below.
If you’re a Canadian resident, our partner, Coach Financing, offers a convenient way to fund your education. To qualify, you’ll need a credit score of 580 or above and an annual income at least four times the loan amount you’re requesting (e.g., $32,000 for an $8,000 loan).
Coach Financing recommends starting with a smaller loan request, such as $2,000, to explore your available options. If you qualify for more than you request, you will receive all of the offers available to you up to the highest loan amount. They offer two options:
LENDING WITH A CO-APPLICANT
for canadian residents
Considers applicants with credit scores as low as 515 and has a large pool of potential lenders. To learn more, reach out to us directly using the link below.
LENDING WITHOUT A CO-APPLICANT
If you live outside the US and Canada, please contact us for other possible payment options.
for non-u.s. or canadian residents
Before applying for any loan, it’s essential to be well-prepared. Here are some best practices to increase your chances of securing the financing you need:
- Check your credit score: Make sure it meets the required minimum (580 or above for Coach Financing).
- Assess your income: Ensure your annual income aligns with the loan amount you’re requesting.
- Start small: Consider beginning with a smaller loan request to explore your options. The lenders will give you higher offers than your request, if you qualify for them.
- Research and compare: Take the time to compare different financing providers and their terms.
- Once you click on an offer to accept it, the lender will inform you of what documents they need to complete the application. The usual items needed are: Paystubs if you’re a W2 Employee, 2 consecutive years of tax returns (2022 and 2021), and a Photo ID.
- Once you are approved for your loan and complete the full application process, you will generally receive the funds into your bank account within 24-48 hours
Best Practices for Loan Applicants